![]() ![]() ![]() But of course i'd rather it be local instead of cloud based and not associated with all their sales stuff. I also use Personal Capital as a simple investing summary/snapshot with AA metrics and really i think that's all i want. I do like the MorningStar porfolio Xray feature, though. It's just too complicated and always broken. I'm a Quicken user, but i'm getting sick of it. How are MoneyDance's portfolio analysis features? Can it determine asset allocation, etc? Honestly, I find it shocking and horrible that there's no widely recognized interchange format for personal finance data (QIF and OFX are barely adequate for their intended purpose). Quicken has existed forever too, but all of us who have used it have had the experience of "Oh, you want to keep using Quicken? Sorry, you'll have to buy a new version." So I feel that Gnucash is much more likely to allow me to keep control of my data in the long term. Gnucash has existed since around 1997 or so it's not going anywhere. I want to respectfully push back against the "Quicken is the most likely to stay around" opinion. If you're scared of double-entry, then Moneydance is probably a close third.Ī left-field option would be to use one of the plain-text accounting tools (see ) such as Ledger or Beancount, but these all probably presume you are comfortable using a programmer's text editor and the command line. You do have to be at peace with learning a little bit about double-entry accounting, but the bar is not terribly high.Ī close second would be kMyMoney. There are a few choices with different tradeoffs, but Gnucash is probably the best balance of full-featured, mature, and usable without a lot of specialized training (and it's what I use). I have used every (Mac-based) personal finance software in existence. Privacy and Securityįor information on the privacy and security of Moneydance+, we recommend taking a look at our relevant blog post.Here is what I am looking for in a Personal Finance Tracking Sofware: You can continue using the version you purchased forever, with no sunsetting of features. If you prefer not to use Moneydance+, the program itself can still be purchased with a one-off payment through our regular purchase process. The same data file synced between computers still counts as only one data file. The monthly subscription costs are also subject to change, as they are used to pay for the third-party service.Ī Moneydance+ subscription is associated with your email address, and can be used with up to five data files. Note that because your subscription is used to pay for a third-party service, we are unable to refund the services already rendered from previous months before cancellation. Using Moneydance+ is purely optional and because running the service incurs a fee for us (and since we don't sell ads or customer data) the subscription was necessary. Note that you can also cancel the service yourself at any time through this method. This includes the Moneydance+ service, registration for the Moneydance program itself, and free upgrades of Moneydance as long as your subscription remains active.Įither option can be activated by opening Moneydance 2023 and following the subscription process. ![]() ![]() If you have not purchased a license key for Moneydance 2023, you go "subscription only" for $9.00/monthly or $90.00 yearly. If you have purchased a license key for Moneydance 2023, you can subscribe to Moneydance+ for $4/monthly or $40/yearly. This includes a 14-day free trial and is cancelable at any time. The use of the Moneydance+ features requires a reasonably priced subscription. We're excited to roll it out initially for US and Canadian banks, with EU and UK support soon to follow. Online Bill Pay is not currently supported using Moneydance + but we are working towards including a similar feature in the future. With Moneydance+, you can use an automated process to download all of your transactions from tens of thousands of banks and credit card accounts, even if those institutions do not provide direct connections. ![]()
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